It is important to determine the maximum amount of the mortgage that you may qualify for before you start to look for your new home and it's simple.

First Click here to determine the Maximum Mortgage Amount for which you may qualify* and to calculate your Monthly Mortgage Payments.

Then determine the affordable mortgage amount that you feel most comfortable with, add your estimated down payment to this amount and you are ready to start looking.

Click here to calculate land transfer tax.

* These calculations are estimates to be used as a guideline only and subject to final approval by the lending institution of your choice

Getting off to the right start can save you both time and money, just to mention two of the advantages of knowing exactly how much you can afford at the very beginning of the buying process. With a pre-approved mortgage, you can hunt for the right home and at the right price, knowing that you will qualify for the mortgage. A pre-approved mortgage and rate guarantee lets you lock in your interest rate for as long as 60 - 90 days, if interest rates increase during this period, yours won't. If your mortgage is funded within the guaranteed period and interest rates are lower on the funding date, you will receive the lower rate. Click here for current mortgage interest rates.


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